1. About Us

Pennie is the bridge that connects Pennsylvanians to health coverage

Business team smiling during a meeting

Our story

The mission of the Pennsylvania Health Insurance Exchange Authority, known as Pennie, is to improve the accessibility and affordability of individual market health coverage for Pennsylvanians.

Thanks to the unanimous, bipartisan effort by the Pennsylvania Legislature, Act 42 of 2019 was signed into law by Governor Tom Wolf on July 2, 2019 in an effort to transition away from the federal exchange, HealthCare.gov, to take local control of operations and customer service at a significantly lower cost and use the savings to launch a reinsurance program to lower premiums for middle income families purchasing health insurance in the individual market

Standing up a state-based health insurance marketplace provides the flexibility to react to changes and serve residents in the way that’s best for them; acquire local control of a robust in-person assistance program, education, communications, and customer service; lower health insurance premiums by approximately 5-10%; and work more closely with insurers to foster a competitive marketplace.

Pennsylvania Residents


Uninsured PA Residents

of Pennie customers qualify for lower premiums

family running on country road in autumn time

Meet our Board of Directors

Each of these members and appointees are leaders in their field and share Pennie’s interest in acting in the best interest of Pennsylvanians.

Mike Humphreys

Commissioner of Pennsylvania Insurance Department (Chair)

Sheryl Kashuba

University of Pittsburgh Medical Center Health Plan (Vice Chair)

Valerie A. Arkoosh, MD, MPH

Secretary of the Department of Human Services

Dr. Debra L. Bogen

Acting Secretary of the Department of Health

Koleen Cavanaugh


Dr. Tracey Conti


Frank Fernandez

Capital Blue Cross

Antoinette Kraus

Pennsylvania Health Access Network

Amy Lowenstein

PA Health Law Project

Alexis Miller


Tia Whitaker

Pennsylvania Association of Community Health Centers

Meet our Advisory Council

Each of these  appointees are leaders in their field and share Pennie’s interest in acting in the best interest of Pennsylvanians.

Joshua Brooker


Jolene Calla, Esq.

The Hospital and Healthsystem Association of PA

Karen Groh

Lebanon Valley Chamber of Commerce

Andrew Yang

Community Legal Services

Robin Rothermel

PA Medical Society

Gloria Velazques

Neighborhood Health Centers of the Lehigh Valley